How It works

Simple. Transparent. Community-Powered.

All-in software development

Sanduk turns trusted group savings traditions into a secure, digital experience—making it easy for anyone to save, lend, and grow, together or individually.
Contact Us

Create or Join a Group

Form a savings circle with friends, family, or colleagues— or join an existing one.
  • Set contribution amounts and schedules.
  • Define group rules for payouts and loans.

Contribute and Track in Real Time

Make contributions through mobile money, bank transfers or the Sanduk Wallet.
  • Automated reminders keep everyone on track.
  • Real-time balance tracking ensures transparency.

Access Loans Without Collateral

Manage customer inquiries from various channels—including email, social media, live chat, and phone—all in one place.

Customizable Workflows

Customize workflows to match your business processes preferences. From automated responses to ticket routing.

Seamless Integrations

Integrates with popular business tools such as CRM systems, project management software, and communication platforms.

  • Why Choose Us

Enjoy Secure, Transparent Transactions

Discover how Zenix can enhance your support team’s efficiency, improve customer satisfaction, and take your business to the next level.

Start Free Trial
Book A Demo

Access Loans Without Collateral

Borrow based on your contribution history, repayment behavior, and group endorsement.
  • AI-powered credit scoring ensures fair terms.
  • Funds are sent instantly to your Sanduk Wallet.

Save Towards Shared or Personal Goals

Whether it’s school fees, a business project, or emergencies—save with purpose.
  • Goal-based savings plans with visual progress tracking.
  • Flexible withdrawal options based on group rules.