Your Digital Comunal Sanduk Platform
save, pay, lend and invest with your trusted sanduk circle using our secure transparent financial app.
About us
Start Saving Your Way
Grow your money confidently, whether saving alone, with a group, or for long-term goals.
Access Loans That Work for You
Get flexible, affordable credit for school, business, or emergencies no collateral or payslips needed.
Empower Your Group to Thrive
Digitize your savings circle with tools for tracking, borrowing, and growing together - right from your phone.
Your Money, Always Within Reach
Send, save, borrow, or pay securely and easily from your phone, anytime, anywhere.
Bank Together, Grow Together
Access smart savings and fair loans as a group—built on trust, goals, and shared financial progress.
Learn, Plan, and Thrive
Get simple guides, group sessions, and personal support to make confident financial decisions every day.
Get Started in 3 Easy Steps
Download the App & Register
Get the Sanduk app from the Play Store or App Store and create your account in minutes.
Verify Your Account
Complete a simple identity check to keep your account secure and unlock full access.
Start Using Sanduk
Join or create a group, save, borrow, and manage your money—right from your phone.
What Our Customers Say
Hear how Sanduk is transforming lives through community-driven savings and lending.